XL figaro chain product image (primary)
Polished silver-tone Figaro-style chain necklace shown in a close-up of one curved section with a circular toggle ring and straight toggle bar clasp centered near the bottom of the frame.

Simons

Xl Figaro Chain

4.3/5 (9)
CA$19.00CAD
In Stock

This XL Figaro Chain is a silver-tone metal necklace with an oversized, high-gloss Figaro link pattern and a large toggle closure. It measures 18 inches (46 cm) in length and is designed to be worn as a necklace. Made of metal, this Simons exclusive has customer ratings averaging 4.3 out of 5.

Category
Apparel & Accessories > Jewelry > Necklaces

Specifications

Material
Metal
Gender
female
Age Group
adult
Condition
new
Length
18
Category
Apparel & Accessories > Jewelry > Necklaces

Product Insights

Simons' $19 XL Figaro chain is a low-cost entry into the 2026 silver chain trend, featuring a twisted metal link that lays flat and reflects light for an ultra-shiny finish, with a figaro pattern that creates a flashing effect and elongated links serving as pendant bails; the large toggle clasp doubles as a pendant and is easy to fasten. It sits flat at the collarbone as a choker, suits monochrome outfits, open collars, and fine knits, and is recommended for shorter torsos but may overwhelm tall frames. Care requires wiping after wear, applying cosmetics first, and storing airtight to prevent tarnish.

Verified claims

Styling
Suits monochrome looks, open collars, fine knits, and shorter torsos; the toggle clasp can double as a pendant when worn to the front.
Design
The oversized/chunky XL figaro links follow an alternating three-short, one-long figaro rhythm, creating a flashing, light-reflecting effect; the elongated links serve as pendant bails. 'XL' refers to the enlarged link scale on the fixed 18-inch strand, not a longer chain.
Care
Wipe after wear, apply cosmetics first, and store airtight to prevent tarnish.
Choker fit
At 18 inches (46 cm), the chain sits flat at the base of the neck/collarbone rather than hugging the throat like a true 14-16 inch choker; rotating the large toggle to the front turns it into a pendant-like centrepiece.
Body proportion
Shorter necklaces like this 18-inch chain flatter shorter torsos best; the close-to-neck scale avoids overwhelming the frame.
Fabric compatibility
Sits smoothly over fine-knit crewnecks and turtlenecks; not over chunky cable knits.
Fastening
The large toggle closure is quick and easy to fasten and unfasten by threading the T-bar through the loop, but it holds by tension and gravity rather than a locking mechanism, so it is less secure than a lobster or spring-ring clasp; customer reviews do not specifically confirm security.
Trend
At $19, this XL Figaro chain offers a low-cost entry into the 2026 silver chain trend.
Material
Metal links are twisted to lay flat and reflect light; simple care preserves the ultra-shiny finish.
Length
The chain measures 18 inches (46 cm), placing it at the base of the neck/collarbone rather than hugging the throat like a 14-16 inch choker.
Color
The chain is a silver-tone colorway with a polished, ultra-shiny high-gloss finish, offered in Silver and Assorted.
Value and weight
Buyers report the necklace is inexpensive yet has a bit of weight to it and looks terrific.
Exclusivity and design
Designed in Canada as a Simons exclusive, the necklace adapts the Italian figaro motif.
Sculptural statement profile
The oversized figaro links and large toggle give the necklace a bold, sculptural statement profile rather than a flat, delicate drape; the heavier link gauge holds a semi-rigid arc across the collarbone.

Product record

Title
Xl Figaro Chain
Brand
Simons
Price
19 CAD
Availability
In stock
Rating
4.3 stars, 10 reviews, scale 5

Buying Guide

1 comparison · 11 sources

Uses

Everyday necklace for crew neck tops

A simple figaro chain to wear day to day over crew neck tops — reviewers say the length flatters most necklines and the understated design finishes an outfit without overpowering it. Note that some reviewers find it runs thinner than expected, so it reads as delicate rather than chunky, and a few find the length too long.[3]

Layering with other chains

This XL Figaro chain works as a layering piece — its classic figaro links and moderate weight sit well alongside other chains without tangling, and some reviewers find its length suits crew necks. Note that length gets mixed feedback: others found it too long for a shorter fit.[3]

Worn close to the neck as a choker-style chain

This single-strand figaro chain with a toggle clasp is styled sitting close to the throat like a short collar. Some customers report the chain runs long for them, so if you want a true choker-length fit it may hang lower than expected.[3,4]

Finishing an open-collar button-down look

A fashion blogger describes styling this chain with a crisp white button-down shirt worn with the top two buttons open and dark wash jeans, letting the necklace rest right at the collar opening as the outfit's focal point. It suits days when you want a simple outfit that feels finished with one statement piece.[1]

Compared within this brand.

Why and when to choose each product
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Xl Figaro Chain

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simons.ca

Same brand

Essential Curb-Link Chain

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simons.ca

Same brand

Fine Tube-Insert Chain

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Xl Figaro Chain: Choose this if you want a silver-tone figaro chain with an ultra-shiny finish, classic alternating figaro links, and a large toggle closure, in an 18 inch (46 cm) length that some reviewers say flatters crew neck tops and layers with other chains without tangling. It is a Simons exclusive designed in Canada with a listed metal composition and moderate weight. Note that it runs thinner than it appears in photos, so shoppers wanting a chunky statement look may find it too delicate, the length may hang lower than a choker fit for some, and one reviewer cautions the quality may not hold up over time, with a recommendation to avoid moisture and harsh chemicals.[2,3,5,6]Essential Curb-Link Chain: Choose this if you want a thin, minimalist curb-link chain in gold to layer with other jewellery pieces. It comes in one size with a 19-inch (48 cm) length plus an adjustable extender chain and clasp, and the merchant describes it as shimmering with a high-polish finish. Note that the material is listed only as metal, with no specific metal type or plating specified.[7,8,9]Fine Tube-Insert Chain: Choose this if you want a very fine, delicate link necklace with a single small curved tube pendant that layers easily at 18 inches (45.5 cm), with an adjustable extender chain and lobster clasp for a flexible fit. It comes in one size with a Silver or Assorted option; both finishes are made of brass, with the gold finish being gold plated brass, so it is not a solid precious metal piece.[10,11]

Image Analysis

3 images
XL figaro chain product image (primary)
01

Product

Polished silver-tone Figaro-style chain necklace shown in a close-up of one curved section with a circular toggle ring and straight toggle bar clasp centered near the bottom of the frame.

  • Chain link patternAlternating Figaro-style links visible: sequence of one elongated rectangular/oval link followed by a group of smaller flattened oval links, each link with a smooth polished surface and slightly rounded edges.
    2 regionsx 0.62 · y 0.04 · w 0.34 · h 0.50 (high); x 0.06 · y 0.56 · w 0.52 · h 0.36 (high)
  • Toggle clasp - ringCircular polished metal ring forming the toggle clasp, with consistent rounded cross-section and bright reflective finish, positioned near the lower center of the image.
    1 regionx 0.41 · y 0.72 · w 0.22 · h 0.18 (high)
  • Toggle clasp - barStraight polished metal toggle bar threaded through the circular ring; bar is slender, rounded at the ends, and casts a soft shadow beneath.
    1 regionx 0.33 · y 0.73 · w 0.40 · h 0.12 (high)
  • Surface finishHigh-gloss reflective metallic finish on links and clasp, producing specular highlights and visible reflections of the light source.
    1 regionx 0.35 · y 0.10 · w 0.55 · h 0.80 (medium)
  • Link thickness and edgeLinks are moderately flat with slightly beveled outer edges and thin profile visible in the way they sit and cast narrow shadows on the background.
    1 regionx 0.60 · y 0.50 · w 0.28 · h 0.40 (medium)

Other

Close-up studio shot of the necklace on a neutral light background with soft directional lighting from upper left producing soft shadows and specular highlights; image is cropped so only a curved portion of the chain and the clasp are visible.

  • Background and lightingSmooth light gray to off-white background with uniform studio lighting; highlights on the metal indicate a strong directional light source from the upper left.
    1 regionx 0.00 · y 0.00 · w 1.00 · h 1.00 (high)
  • Shadows and reflectionsSoft shadow directly under the toggle bar and ring and faint reflections of the chain visible on the background surface.
    1 regionx 0.30 · y 0.76 · w 0.44 · h 0.14 (high)
  • Shot compositionTight crop focusing on a single curved section of the necklace; top of the chain exits the frame at the top right and left lower portions extend toward the left edge.
    1 regionx 0.00 · y 0.00 · w 1.00 · h 1.00 (high)

Colors

polished silver· chain links#CBC4C3polished silver· toggle ring and bar#CBC4C3
XL figaro chain product image 2
02

Product

Close-up of a shiny metal figaro-style chain showing linked pattern and a toggle clasp (bar and circular ring) on a plain light background.

  • Chain link patternAlternating Figaro-style links with elongated rectangular links interspersed with groups of smaller rounded links, forming a single continuous strand.
    2 regionsx 0.50 · y 0.02 · w 0.45 · h 0.40 (high); x 0.58 · y 0.28 · w 0.32 · h 0.55 (high)
  • Material and finishHigh-gloss reflective metallic surface with bright specular highlights and visible mirror reflections along link faces.
    2 regionsx 0.50 · y 0.02 · w 0.45 · h 0.40 (medium); x 0.35 · y 0.62 · w 0.45 · h 0.24 (high)
  • Toggle claspCircular ring and straight bar toggle clasp visible; the bar is threaded through the ring and rests across it.
    1 regionx 0.30 · y 0.62 · w 0.45 · h 0.20 (high)
  • Chain curvature and visible sideSingle section of the chain curves in an arc from top-left toward bottom-right; image shows one side of the chain laid flat on the surface.

Other

Studio-style close-up on a plain light background with soft shadows and diffuse lighting emphasizing reflections on the metal.

  • Background and surfaceSmooth plain light background, near-white, with subtle soft shadow under the chain.
    1 regionx 0.00 · y 0.00 · w 1.00 · h 1.00 (high)
  • Shot compositionTight cropped close-up framing showing part of the necklace in an arc; clasp positioned near the lower center of the frame.
  • LightingSoft diffuse studio lighting with strong specular highlights on polished metal surfaces and minimal harsh shadows.

Colors

polished silver· chain and clasp#C4C4C3
XL figaro chain product image 3
03

Product

A short silver-tone chain necklace shown on a white mannequin bust, centered at the front with a toggle bar-and-ring clasp resting at the throat.

  • Chain geometrySingle-strand chain running around the mannequin neck, composed of flattened, elongated links that alternate between longer rectangular/oval links and shorter rounded links; chain sits close to the throat like a short collar.
    1 regionx 0.18 · y 0.12 · w 0.64 · h 0.12 (high)
  • Toggle claspMetal toggle clasp positioned at the front center consisting of a circular ring and a perpendicular bar inserted through it; the ring is slightly offset to the right of the bar in this view.
    1 regionx 0.44 · y 0.15 · w 0.12 · h 0.08 (high)
  • Surface finishReflective metallic finish across links and clasp producing small specular highlights under studio lighting.
    1 regionx 0.18 · y 0.12 · w 0.64 · h 0.12 (high)

Other

Studio product shot on a white mannequin bust with even front lighting and minimal shadows; image is vertically cropped to show upper chest and neck.

  • Mannequin bustSmooth white mannequin bust showing neck, shoulders, and upper chest used as a display surface for the necklace.
    1 regionx 0.00 · y 0.00 · w 1.00 · h 1.00 (high)
  • Shot compositionCentered composition with necklace and clasp placed near the vertical centerline; generous white space below the necklace within the frame.
  • Lighting and shadowSoft even studio lighting producing faint shadows beneath the chain and slight reflective highlights on the metal surfaces.
    1 regionx 0.18 · y 0.20 · w 0.64 · h 0.06 (medium)

Colors

silver metallic· chain and clasp#BEBDBA

Variants

2 SKUs
All variants of Xl Figaro Chain
SKUTitlePriceAvail
3539343Xl Figaro Chain - Silver - One SizeCA$19.00Yes
3539344Xl Figaro Chain - Assorted - One SizeCA$19.00Yes

Documents & Data

Customer Reviews

9 total
4.3

9 reviews · out of 5

Un peu petite

★★★★★Liliane P.

Je l'aurais aimée plus grosse et épaisse

Good value for the price!

★★★★★Amie B.

This necklace is inexpensive, yet has a bit of weight to it and looks terrific. It's a perfect length to wear alone with crew neck tops, or for layering with other pieces.

Necklace

★★★★★Kelly L.

Quality not as good as it looks.

Belle chaîne

★★★★★Martin B.

Belles mailles, brillante

Great necklace!

★★★★★Sally

Great necklace!

très beau colllier

★★★★★Johanne D.

trop long pour moi j aurais aimé un peu plus court

Très élégant!

★★★★★NATHALIE G.

Très élégant!

D'une richesse uncroyable

★★★★★Diane C.

D'une richesse uncroyable

Chaine

★★★★★Edith G.

Bonne grandeur

Provenance

Merchant Link
https://www.simons.ca/en/women-accessories/jewellery/necklaces/xl-figaro-chain--13533-21569471?colourId=0
Updated